Insurance

Insurance in the Financial Planning Process

Insurance is an important element of any sound financial plan. Different types of insurance protect you and your loved ones in different ways against the cost of accidents, illness, disability, and death.

Health Insurance

Health insurance is a contract between an insurance company and a policy holder. But the components of health insurance, premiums, copays, deductibles, and out-of-pocket maximums, can vary by plan and how policyholders access care.

Medicare Supplements and Medicare Advantage

Medicare is the federal health insurance program for people who are 65 or older, or those under 65 who may qualify because of a disability or another special situation. Medicare helps millions of American seniors and disabled individuals cover some of their health care costs.