You may have spent a good part of your working years planning for a financially secure retirement. But many issues can arise during retirement that can impact your financial health as well as your quality of life. For instance, the cost of medical expenses due to a prolonged illness or injury can quickly deplete your retirement savings and affect your quality of life and your spouse’s. As we get older, the prospect of long-term care becomes a real possibility. If you’re retired, how will you pay for long-term care if faced with those expenses?